No CFO ever called a press conference because their payments processed flawlessly. But ask anyone in the room during a failed payout, a blocked transaction, or a cross-border refund gone wrong—and you’ll find the real cost of unreliable payments. Payment failures are widely reported in the news, whereas successful, routine operations rarely make headlines. Payment […]

What growing subscription-based businesses can learn from enterprise leaders in billing, churn reduction, and seamless systems integration.Subscription management is no longer a back-office function—it’s the strategic engine powering long-term growth for SaaS and service businesses. As enterprises scale, managing subscriptions effectively means more than processing recurring payments. It involves orchestrating seamless customer experiences, reducing churn, staying compliant across regions, and ensuring smooth integration with ERP and CRM systems.

AI Shopping Agents: The Future Is Convenient – But Can We Still Trust It? AI shopping agents are revolutionizing digital commerce by simplifying purchases and decision-making processes for consumers. But are they secure enough? Digital Commerce’s Next Shift: Enter the AI Shopping Agent Digital commerce is facing the next wave of disruption. Following the triumph […]

Sustainability has become a central concern for both consumers and businesses. As environmental awareness grows, the demand for eco-friendly payment solutions is reshaping the way we conduct transactions. This article explores essence of eco-friendly payment methods, their benefits, and how they are paving the way for a greener future in commerce.

If you operate a cashback or loyalty program in Germany, you may now be at risk of non-compliance with BaFin’s Payment Services Supervision Act (ZAG), which strictly regulates financial transfer transactions. Ignoring these new regulations could lead to heavy fines or even forced business closures. So, what does this mean for cashback providers, and how can they continue to operate legally?

From phygital experiences blending physical and digital methods to AI-powered fraud prevention and blockchain integration, discover how these trends are reshaping the payment landscape. Learn about real-time transactions, collaborative ecosystems, and global accessibility that are set to define the industry.

The Single Euro Payments Area (SEPA) enables businesses and individuals to conduct seamless cross-border payments in euros. Established on February 1, 2014, SEPA harmonized payment standards across all European Economic Area (EEA) countries, simplifying and standardizing transactions within Europe. Currently, as of January 2025, 36 countries are part of the SEPA zone.

As AI continues to advance at a steady pace, it’s tempting to be drawn into the appeal of every new innovation that emerges. However, as we embrace the transformative potential of artificial intelligence, it’s essential to pause and ask ourselves: Are we staying real? By staying real, I mean staying authentic, purposeful, and aligned with […]

Novalnet is proud to announce the successful completion of the ESG certification process, achieving a Performance Index of B, valid until December 2, 2025. This certification reflects the company’s ongoing efforts to integrate sustainable practices into its operations, highlighting its focus on environmental responsibility, social impact, and ethical governance. It also marks an important step […]

At the recent Web Summit in Lisbon, Visa announced exciting new initiatives aimed at empowering creators to thrive as small business owners. In a landmark moment for the digital economy, Visa officially recognized creators as small businesses. From musicians to influencers, artists to online entrepreneurs, creators are revolutionizing the landscape of commerce—and Visa is here […]

The shift to contactless payments isn’t just a change in how we transact; it’s a revolution in consumer expectations, business strategy, and digital security. This movement has picked up tremendous momentum, creating waves that businesses of every size—particularly medium-to-large enterprises—simply can’t ignore. Here’s what this shift means for leaders who aim to stay competitive and […]

As businesses look for ways to adapt to a digital-first world, the method of payment remains one of the most crucial aspects to get right. Customers are more likely to make a purchase when they have a smooth, simple, and secure way to pay. For many businesses, offering payment options that cater to different customer […]